Principles
The product should show its principles in the flow.
ByReiXwift is being built around visible fees, clear approval, and transaction states people can actually understand. This page explains the standards guiding the product and where governance work is still in progress.
How to read this page
This page explains the standards shaping the product. It is not a substitute for governance, legal review, or qualified Shariah oversight.
Strong wording without operational substance weakens trust. The product has to earn the language it uses.
Trust pillars
Four principles should stay visible in every core flow.
If people cannot review the amount, fee, destination, or escrow state before they act, trust depends too much on assumption. These principles exist to keep the product legible as it grows.
Fixed fee visibility
Users should be able to review the amount, fee, and destination before approval instead of discovering costs after the fact.
Ethical transaction design
The product direction should avoid interest-like behavior and keep fee handling understandable from the start.
Direct control
Custody and approval should stay visible to the user rather than being hidden behind opaque processing language.
Escrow state clarity
When a transaction needs protection, the status should show whether funds are locked, released, or refunded.
Shariah direction
Shariah language should follow product behavior.
Calling a system Shariah-compliant is a meaningful claim. It should be supported by visible fees, understandable transaction terms, and the governance work needed to keep those claims credible over time.
Product behavior
Users should be able to review a payment before approval, understand how a fee is applied, and see whether a protected transaction is pending, locked, released, or refunded.
What this means in product terms
Principles only matter if they change what users can review before they act.
Pay online with clearer transaction review before value moves.
Send funds with the same expectation of visible fees and destination clarity.
Use escrow only where protection is needed, with states that can be understood at a glance.
Governance in progress
Strong public trust needs more than a polished homepage. Governance, legal review, and qualified Shariah oversight still matter. This page exists to define the product behavior we expect, not to skip the work required to sustain it.